Website Terms & Conditions of Use

In these Website Terms and Conditions of Use (“Terms”), references to “we”, “us”, or “our” mean Blue Harbour Mortgage Pty Ltd, an Australian Credit Licensee (ACL 572373), and any related businesses.

By accessing, viewing, or using any of our websites, you agree to be bound by:

• these Terms and Conditions of Use;
• our Privacy Policy; and
• any notices, disclaimers, or additional terms displayed on our websites.

If you do not agree to these Terms, you must not use our websites.

These Terms replace any previous versions that may have appeared on our websites. We may update these Terms from time to time by publishing a revised version on our websites. Continued use of our websites constitutes acceptance of the updated Terms.

Any information provided on our websites is of a general nature only and has been prepared without taking into account your objectives, financial situation, or needs.

Information on our websites does not constitute:

• credit advice;
• financial advice; or
• a recommendation to enter into any particular credit product.

You should seek independent professional advice before acting on any information on our websites.

Any calculators, tools, or estimators provided on our websites are supplied for informational and illustrative purposes only.

Results generated:

• are estimates only;
• may not reflect actual loan terms, interest rates, or costs; and
• do not constitute credit or financial advice.
   

There are inherent security risks in transmitting information over the internet. You acknowledge and accept these risks when using our websites or online services.

To the extent permitted by law, we are not responsible for any loss or damage arising from the transmission of information over the internet.

Our websites may contain links to websites operated by third parties.

We:

• do not endorse or approve third-party websites or their content;
• are not responsible for the accuracy, legality, or security of third-party websites; and
• accept no liability for goods or services offered by third parties.

In some cases, we may receive a benefit from third parties if you access their website via a link on our website.

Our websites are intended for use by Australian residents only.

The information on our websites is prepared in accordance with the laws of the Commonwealth of Australia and is not intended for use in any other jurisdiction.

Any software downloaded from a third-party website is the responsibility of that third party and may be subject to separate licence terms between you and them.

To the extent permitted by law:

• we provide no warranty in relation to third-party software; and
• we accept no liability for third-party software or related services.
   

While we take reasonable care in preparing the information on our websites, we do not warrant that:

• the information is accurate, complete, or up to date;
• the websites are free from errors, viruses, or interruptions; or
• the information is suitable for your particular purposes.

All information may change without notice. Your use of our websites is entirely at your own risk.

To the maximum extent permitted by law, neither we nor our directors, officers, employees, or agents are liable for any loss, damage, cost, or expense (whether direct or indirect) arising from:

• your use of, or reliance on, information on our websites;
• any interruption, modification, suspension, or discontinuance of our websites; or
• any errors or omissions in website content.

Where liability cannot be excluded by law, our liability is limited (at our option) to:

• resupplying the relevant goods or services; or
• paying the cost of having the goods or services supplied again.
   

All content on our websites is protected by copyright and intellectual property laws.

You must not, without our prior written consent (except as permitted under the Copyright Act 1968 (Cth)):

• copy, reproduce, modify, distribute, transmit, publish, or store website content; or
• commercialise any content, products, or services obtained from our websites.
   

Our trademarks (and those of our licensors) must not be used without written permission.

You must not create a link to any of our websites without our prior written consent.

These Terms are governed by the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of New South Wales.

If you have any questions about these Terms, please contact us:

Blue Harbour Mortgage Pty Ltd
Level 9, 210 Clarence Street, Sydney NSW 2000
Phone: 0422 347 681
Email: office@blueharbourmortgage.com.au